Some time ago, my brother asked me if I would buy a house. If I don’t buy it, I can lend it to him. The account is in my name, the house he lives, the monthly mortgage money, can you ask? To be honest, just edit The case of the provident fund was also borrowed several times, and each time it was rejected in good faith. After all, with the gradual understanding of the provident fund in these years, the purchase of housing provident fund has been recognized as the most secure way, and for those who borrow others, it can be said that borrowing the problem behind it is more!
In the face of borrowing someone else’s account to buy a house, many people are always clever, thinking that borrowing someone’s name can avoid such taxes or the like. The borrowed person thinks that the house is in his own name and should have nothing. The problem is that there are quite a few things and problems inside.
First, borrowing your CPF account is equivalent to your first home purchase qualification. If you really need to buy a house, you can buy it again. At that time, the down payment ratio must be at least 60%, so don't look at helping others. The one that I bring to myself will be a high down payment ratio, and some will not pay for it!
Second, the money in the account is equal to the requisition. Whether there is an agreement or a brother-in-law can be understood. Now that the provident fund can be taken out, if you give your provident fund to others for repayment, then you are equivalent to a fixed amount of money, although he will give you the loan every month, but this fixed capital There is no more for you. If you have any urgent use, you can’t count on it.